Get a real credit card using your car’s value – No credit history needed
Tired of Being Denied for a Credit Card? Novance Financial Has the Answer.
If you’ve been struggling to get approved because of no credit history or a low credit score, we’re here to help.
At Novance Financial, we believe everyone deserves access to real credit opportunities.
That’s why we’re proud to introduce you to the Yendo Mastercard — a smart and flexible credit card backed by the value of your car, not your credit score.
Yendo Mastercard
Yendo is a revolutionary credit card that uses your car’s value—not your credit score—to give you access to a real revolving credit line (up to $10,000). Designed for people overlooked by traditional banks, Yendo helps you build credit, cover expenses, and avoid high-interest loans—all with responsible spending.
Why Yendo?
No Credit history required
Perfect if you’re new to credit or rebuilding.
Better than a loan
Lower rates, no lump-sum repayments.
Pre-approval won't hurt your credit score
Check your eligibility risk-free.
How does it work?
Getting the Yendo Credit Card is as easy as three simple steps.
Step 1
Get pre-approved
Provide a few details about yourself and your vehicle to see if you pre-qualify — it only takes 2 minutes and won’t affect your credit score.
Step 2
Verify yourself and your car
After pre-approval, confirm your details by snapping photos of your car and ID. Make sure your phone is ready!
Step 3
Access your money
Once approved, you’ll instantly receive a virtual card, and your physical card will be sent to you by mail.
You will be redirected to Yendo’s official website. Approval requires a vehicle title, a valid ID, and a few photos.
FAQ
Yendo supports your credit growth by reporting your payment activity to Experian, Equifax, and TransUnion.
Yendo Credit Cards offer limits between $450 and $10,000. Your available credit is determined by factors like your vehicle’s make, model, mileage, condition, and your ability to repay.
Yes, it is a real credit card backed by Mastercard. You'll benefit from Mastercard’s fraud protection services, and your payment activity will be reported to Experian, Equifax, and TransUnion to help you build your credit.
You have 25 days after your monthly statement closes to make a payment. You’re free to make payments at any time, but you must pay at least 1% of your statement balance or $50, whichever is greater. If you ever need help with your minimum payment, don’t hesitate to contact Yendo’s customer service.
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Novance Financial proudly presents this opportunity in partnership with Yendo.